No-one likes to be talked down to. However, when you are faced with charges related to fraud or any other type of white collar crime, it can feel like people are talking down to you. Just because a person doesn't know everything there is to know about the legal system doesn't mean they are guilty of the things they are accused of. A fraud charge can be related to several different instances that a crime may have been committed.
However, it is the state of Texas' job (of the federal district court's job) to prove that a crime has in fact, been committed. Simply being charged with a crime, like fraud, or a related white collar type of crime, does not mean that a crime has in fact been committed. The prosecution may even bank on the fact that the accused may not know much about the legal process or the specifics of the crime they are charged with. This is why it is important to think about how to present your defense against fraud accusations and related charges.
Fraud can be a state crime, a federal crime or both. It's possible an Austin resident could be charged in two courts depending on what the prosecution alleges. It's also entirely plausible that one could face charges in only one court. The basis of fraud crimes is that a person intentionally defrauded a person out of money for their own personal benefit. Depending on the level of charge, penalties can really very if and when a person is convicted.
The truth is, that while a a fraud charge doesn't hold too much legal weight until a conviction, it can be damaging to a person's reputation. If a person works in a professional field like finance, and is charged with a financial crime, it can be very damaging for a person's reputation and career. Keeping this is mind is crucial to getting a positive or desirable outcome after being charged with a fraud-related crime.